Graduating into Adulthood: Why It’s Time to Talk About Legal Documents
Graduation season is here — and with it comes a big shift, both emotionally and legally. Whether your child is heading off to college, starting a new job, or taking time to figure things out, one thing is certain: they’re now legally an adult.
That means big changes behind the scenes, especially for parents who have always been the go-to decision-makers. Once a child turns 18, you no longer have automatic access to their medical information, financial accounts, or school records — even if they’re still living under your roof.
It’s a milestone worth celebrating, but also a moment to pause and think practically. A few simple documents can make sure your family is protected if something unexpected happens.
Here’s what to consider for your new grad:
- Healthcare Power of Attorney & HIPAA Release
If your child is in an accident or gets sick, doctors won’t be able to speak with you without legal permission. A healthcare power of attorney lets your child name someone to step in and make medical decisions if they can’t — and a HIPAA release allows providers to share important health information.
- Durable Power of Attorney
This document lets your child name someone to handle financial matters on their behalf — like paying bills, signing forms, or managing bank accounts. It’s especially helpful if they’re studying abroad, traveling, or simply need a hand managing logistics from afar.
- FERPA Release (if they’re heading to college)
The Family Educational Rights and Privacy Act (FERPA) limits access to a student’s academic records, even for parents. A signed release allows schools to share grades, billing information, and enrollment details with a parent or trusted adult.
- Digital Access and Emergency Contacts
Talk with your child about who should have access to their phone, laptop, or online accounts in case of an emergency. It’s not a formal legal document, but sharing key passwords or storing them in a secure way can make a big difference in a crisis.
Growing up doesn’t mean going it alone.
Graduation is a rite of passage, but it’s also a great opportunity to teach your child about responsibility, planning, and taking care of what matters most. These documents don’t take long to set up — but they can offer peace of mind for everyone.
If you have a new graduate in the family, we can help you put the right documents in place before they head into the next chapter. Contact The Estate Planning Law Office of Jonathon L. Petty, Inc. at 559-374-2223 or fill out our online contact form to schedule a quick planning session that sets them up for success.
